Debora Roos can do FHA mortgages

The FHA keeps a roster of approved appraisers for each state - Debora Roos is on the roster of approved appraisers for FL. If you have an FHA-insured mortgage, be sure to call Debora Roos, as we are approved and qualified to perform FHA appraisals. A certain amount of the periodic training our staff at Debora Roos undergoes deals strictly with comprehending the FHA's documentation and their rules and procedures.

An FHA loan is underwritten by the Federal Housing Administration, a federal organization that is a part of the U.S. Department of Housing and Urban Development (HUD). None of the funds are provided by the FHA; what the FHA does is make sure that the mortgage is insured in case the borrower doesn't pay their loan. Accessible to all buyers, FHA loan programs are built to assist credit-worthy low-income and moderate-income families who do not meet requirements for conventional loans.

Typically, a buyer has to pay less of a down payment on an FHA-insured loan, while the rates remain standard market rates. Purchasers with lower income or less starting money to use as a down-payment on a mortgage are assisted the most from FHA loan programs.